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\u80a1\u6b0a\u773e\u7c4c\uff08Equity crowd-funding\uff09\uff1a\u6295\u8cc7\u8005\u70ba\u9805\u76ee\u6216\u696d\u52d9\u6295\u5165\u8cc7\u91d1\uff0c\u7372\u53d6\u7531\u516c\u53f8\u767c\u884c\u7684\u80a1\u6b0a\u3001\u50b5\u6b0a\u3001\u5206\u4eab\u76c8\u5229\u6216\u5f9e\u96c6\u9ad4\u6295\u8cc7\u8a08\u5283\u4e2d\u53d6\u5f97\u6536\u5165\uff1b \u9ede\u5c0d\u9ede\u501f\u8cb8\uff08Peer-to-peer lending\uff09\uff1a\u7dda\u4e0a\u5e73\u53f0\u6703\u914d\u5c0d\u653e\u6b3e\u4eba\u53ca\u501f\u6b3e\u4eba\uff0c\u70ba\u500b\u4eba\u6216\u9805\u76ee\u63d0\u4f9b\u7121\u64d4\u4fdd\u501f\u8cb8\uff1b \u6350\u737b\u6027\u8cea\uff1a\u70ba\u6148\u5584\u6d3b\u52d5\u6216\u5176\u4ed6\u76ee\u7684\uff08\u4f8b\u5982\u653f\u6cbb\u6d3b\u52d5\uff09\u63d0\u4f9b\u6350\u8d08\uff1b\u53ca \u5831\u916c\u6216\u9810\u552e\u6027\u8cea\uff1a\u52df\u96c6\u8005\u5c07\u63d0\u4f9b\u8ca8\u54c1\u6216\u670d\u52d9\u4e88\u8cc7\u91d1\u63d0\u4f9b\u8005\u4f5c\u56de\u5831\u3002 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